A little about us

At Clever Money we pride ourselves on providing personal mortgage and protection advice in a friendly, easy to understand and professional way. Whatever your situation or circumstances, we have the expertise and the time to thoroughly discuss things with you and help you with your plans.


For no-obligation initial advice, you can speak to one of our expert advisers on:

0208 933 9966

Or request a call back



"I have known Debbie for over 5 years and she has arranged a number of mortgages for me, both residential and buy-to-let. In addition, she has organised buildings and contents insurance for these properties. I would classify myself as quite a demanding client who is impatient, irritable, queries everything and requests answers to questions straight away. In this respect Debbie is brilliant, she is patient, explains things I am not sure of in a professional but clear manner (never condescending) and always responds fast. In addition to her role as broker I have tapped on her knowledge of properties, areas, being a landlord etc.  I have also recommended her to a number of my friends, two of which have purchased mortgages from her and sing her praises too. Although her name is Debbie whenever we are thinking of needing her expertise we refer to her fondly as 'Money Penny'!"

Shena McGrath - Surrey


I am a property developer and a landlord of several properties in the London area. Therefore I'm always in the market for the best deals around. Thankfully Debbie Finlay of Clever Money Ltd has handled all my Mortgage, Insurance & General Financial needs for the past 7 years. Would I ever consider using any other brokerage firm? Definitely not. Because irrespective of my mortgage requirements - be it small, large or complex, somehow Debbie will always find a clever solution to the problem. And one that is always on the money.

Tunde Shoderu. Greenwich


Debbie has an exceptional understanding of money issues, problem solving skills and a fantastic knowledge of types of mortgages and various insurances available. She is able to find amazing cost saving solutions as well as spot insurance overpayments (my Life Insurance error), and policies which are not actually appropriate for you and the size of your property (my "mansion type" Home Insurance!!). Without doubt, Debbie totally lives up to her Company name: "Clever Money", and she provides solutions that wholly reflect and encapsulate all that you are looking for, and has genuine integrity (a rare quality), whilst being an absolute pleasure to work with. She's a Magician! And, thanks to Debbie, my octogenarian friends managed to move abroad when she found them the right loan for a very complex situation and all within a pressing deadline. I just cannot thank her enough for all those tight situations she found creative and affordable solutions for me and friends over the past and recent times.

Doe Kan - NW London


Debbie was extremely professional and approachable and gave great value for money. I would never hesitate to recommend her.

Pam Hourihan - Buckinghamshire


Debbie has arranged both mortgage and insurances for me over a number of years. She has a friendly and approachable attitude, operates in a  professional manner and always with the utmost integrity.

I have no hesitation in recommending her services to anyone looking for quality advice and application in an area where the number of options can be overwhelming.

Brian McGrath - Bedfordshire


Debbie from Clever Money arranged the financing and insurance for my recent house purchase. I've bought and sold properties in the past but this transaction was incredibly easy. I didn't have to chase anything, it all just happened when it was supposed to. Everything was thoroughly researched and I got a much better deal than I had anticipated. I can't recommend Debbie highly enough. 

Nicola Baker - Devizes



As a virgin venturing into the buy-to-let market for the first time Debbie's advice was invaluable.  Not only did she steer me through the various options available and help me avoid pitfalls, she also stuck with it - with good humour - as a number of purchases fell through.  At times things weren't that straightforward and she was always one step ahead of the game.  It was great working with someone who had such an extensive knowledge of the market and understands the meaning of the word 'deadline'.  I have already recommended her to friends and will be asking for her help again myself.

Helen Maclean - London